For Buyers
Best-in-class mortgage relationships at private bank divisions. An in-house attorney drafting and defending every contract. And we cover your move on closing day. The only buyer-side team in New York that takes you from offer to keys without handing you a vendor list.
MORTGAGE PARTNERS
Private Bank
LEGAL
In-house · same-day
MOVING DAY
Covered
PRIVATE BANK DIVISIONS · CUSTOMIZED FINANCING
IN-HOUSE ATTORNEY · BOARD PACKAGE · CONTRACT
MOVERS BOOKED · LOGISTICS HANDLED · DAY-OF
Mortgage partners
Direct relationships with the private bank divisions of the major institutions — customized financing, jumbo terms, pre-approval pulled together in days, not weeks. Your file gets seen by a human.
Private Bank
In-house legal Media
A real-estate attorney on payroll. Drafts your contract, reviews riders, navigates the board package, defends you through closing. Same-day turnaround. No outside firm. No billing surprises.
same-day
Moving day covered
Nobody else in NYC does this. We book the movers, coordinate the building, handle the certificate of insurance, sit through the elevator slot. You arrive at the new home. The boxes are already there.
only us
Off-market access
Roughly 28% of our buyer-side deals close before the home hits the open market. KW's 260,000-agent network feeds private inventory into our CRM weeks early.
28%
Cultural fluency
We've closed for crypto founders, Netflix talent, fashion houses, and the Owning Manhattan cast. We know the buildings, the boards, and the unwritten rules. Open at 11pm on a Sunday.
24/7
Closing costs, taxes, HOA, and mortgage. NYC is its own math problem — we built the calculator that actually solves it.
Pre-search & budget
Lender pre-approval, attorney intro, full closing-cost map. We tell you what you can spend before you fall in love with something you can't.
The search
Off-market access plus active listings filtered by our AI engine. Private tours, no open-house theatre.
Offer & negotiate
Written offer, strategic positioning, full transparency on comps and seller motivation.
Contract & counsel
In-house attorney drafts, reviews, and protects. Ten percent into escrow on signature.
Mortgage lock-in
Direct access to private bank divisions. We chase paperwork so you don't.
Board package
Financials, references, the works. We know what each board wants.
Walk-through & keys
Final walk-through, wire, handoff. Welcome home.
In NYC, plan for 25–30% of the purchase price liquid: 20% down + 6–8% closing costs (taxes, attorney, mansion tax above $1M, mortgage recording). Co-op boards typically want 12–24 months of post-closing reserves.
Co-op = you own shares in a corporation that owns the building, and the board approves you. Condo = real property, no board approval. Co-ops cheaper per sf but harder to qualify for. We'll tell you which fits.
Some listings are pre-MLS — we have them 2–6 weeks early. Some are never listed at all, sold direct through our 1.5M-investor CRM. About 28% of our buyer-side deals close this way.
In NYC, the seller traditionally pays the buyer-side commission. The 2024 NAR settlement changed how it's disclosed — we'll walk through exactly what you owe (usually nothing direct) on the first call.
Accepted offer to keys: 60–90 days for condos, 90–120 for co-ops. Start to keys: typically 4–6 months. We've closed in 30 when the right home shows up early.
Tell us what you're looking for. We'll tell you whether we can help — and if not, who can.